You can use paydayloans-comparison.com services free. All fees and rates that apply to the loans they offer are preset by the lenders. paydayloans-comparison.com is not a direct lender nor does paydayloans-comparison.com provide loan services to customers. The information you give is used so we can connect you quickly and conveniently with a loan provider.

Full Disclosure of Terms
Loan providers need to follow the requirement of law and fully disclose all rates and fees to you (as borrower) before you accept to take out a loan. Full disclosure is covered by the Truth in Lending Act. When you are accepted for a loan, most lenders redirect you to an e-signature page on their website for you to complete the full loan application process. You should take the time to read and fully-comprehend the loan agreement before accepting and signing it.

Late Payment Policy
Different loan providers are likely to have divergent policies when it comes to how they deal with late payment. Review the late payment policy as it is set out in the loan agreement and ensure you understand all conditions before signing. Regarding fees for late payment, all lenders are bound to follow all applicable laws, rules, and regulations.

Non-payment Policy
Further loan charges or fees are likely to apply if you get into a position where you are unable to repay it on time. At paydayloans-comparison.com we strive to work only with lenders who are deemed trustworthy and use lawful, fair and reasonable methods to pursue overdue repayment collection.

Loan Renewal Policy
State law controls the policies with regard to loan renewal. In those states where the law allows loan renewals, additional interest and late fees can lead to a large increase in your final loan amount and therefore loan renewals are to be avoided if possible. Read the loan provider terms that relate to options for renewal prior to signing the loan agreement.

* Important: the information contained here is to inform you of the basics and is not meant to be seen by you as legal advice, it also may not be up-to-date at all times. If you have queries about regulations or laws applying to you, direct these queries to your loan provider directly or seek appropriate legal advice. Certain states have no lending statutory provisions in place that pertain to personal loans.